When Can I Go Full-Time?

The smart creator's calculator for knowing exactly when to quit your day job. Factor in healthcare, taxes, emergency funds, and real creator expenses.

Current Situation

Your job and living expenses

Day Job Income
$

Health insurance, 401k match, etc.

$
Monthly Expenses
$
$
$

Utilities, insurance, subscriptions, etc.

$
Safety Net
$

Recommended: 6-12 months

6 months

Creator Income

Your content revenue streams

Current Monthly Income

YouTube, TikTok Creator Fund, etc.

$
$
$
$
Growth & Stability

How fast is your income growing?

10% per month

How many months of stable income?

3 months
Additional Factors

Your Full-Time Readiness Score

65%
Getting Close!

You're on the right track but need a bit more stability before making the leap.

3-6
Months Until Ready
$7,500
Monthly Income Needed
$20,000
Emergency Fund Needed

Readiness Breakdown

Income Coverage 67%
Emergency Fund 25%
Income Stability 50%
Growth Trajectory 75%

Full-Time Creator Checklist

Prepare for Your Full-Time Transition

Set up your business structure now to maximize tax savings when you make the leap

Get Business Ready